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Common Misconceptions About Buying Life Insurance

Common Misconceptions About Buying Life Insurance

Making sound financial decisions is something most people aspire to. While having a budget and great investments is important, you also need a quality life insurance policy. With a life insurance policy, you can rest assured knowing your family is taken care of after your death. A recent study found that only around 59% of…
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Veterans Benefits: What is Provided When a Veteran Passes

As a veteran myself, I specialize in helping other veterans understand the benefits they have as well as the best protection plans for them depending on their situation, or as the Army calls this METT-TC dependent. Over the last few years, I have come to realize that most veterans do not fully know what benefits…
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mortgage protection

Living Benefit Riders, What Are They and How Do They Work?

Living Benefit Riders, also known as Accelerated Death Benefit Riders, are additions added to a life insurance policy that are meant to pay out to you in the event of certain clinical medical diagnoses. Having a policy that adds living benefit riders has immense value and can pay you out a portion of or the…
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Is Veterans Group Life Insurance, VGLI, Right For Me?

As a veteran myself, I understand the decision-making process that goes into what type of life insurance to buy once you leave the service and you’re looking to replace your SGLI benefits. Depending upon your age when you leave the service, the Veterans Group Life Insurance may seem like a good option. The rates can…
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Five Lies your Insurance Agent May Have Told You

Over the past few years I have sat with and helped hundreds of clients. A high percentage of them, more than I would like to admit, already had some form of coverage, didn’t know what they had exactly ad were told a lie by the agent or advisor that helped them. In this article I…
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Life Insurance for Seniors: Considerations and Best Policies

Retirement is upon you. Your monthly budget is changing to a more fixed budget. You have lost your work benefits you once enjoyed at a fraction of the cost it normally would be. You’re a senior and you’re realizing, it is time to get a personal life insurance policy to supplement the protection you will…
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How Much Does Mortgage Protection Cost?

This question is one of the most asked questions by my clients, yet the most difficult to answer right away. It varies between company and program. Think about mortgage protection like buying a car. Do you want to have power and heated seats or not? Do you want a remote or manual start? Do you…
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Denied for Life Insurance: What to do Next and How to Get Approved

You’re sitting with a life insurance advisor and you apply for approval. After a few days you hear back from that advisor that you weren’t approved and there were no other options they have for you. Don’t fret! Just because one company said no doesn’t mean you can’t be insured at all. Here are some…
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